And so was my phone. Yeah, we launched and set-up the floating docks yesterday. All went well until one of the floats hit another while I was a bit off balance and not paying attention to that corner of the float. Splash... I was the first of the neighborhood to take a swim this year .... with my phone in my pocket. Pulled the battery as quickly as I could, put it out in the sun and then in a bowl of rice overnight but its dead. $100 insurance policy with a $90 deductable for a phone that I paid $50 for when I opened the account. The phone is $399 retail now so I guess I still ahead... sort of.