I saw the whole thing from a vacation house we rent on the hill. The woman lost everything except what she was wearing. There is a lot of speculation around the harbor about what happened. The authorities are going to raise the boat up to see what caused the fire. The other good thing that happened.....my boat was moored about 100 years away and escaped any damage. The boat burned to the water line, then a fire boat out of Monterey came to the scene (took them over 50 minutes) put out the fire and then the boat sank. It shows up nicely on my fishfinder when I drive over it. I sure hope she was well insured. And yes, as of yesterday there is oil coming up from the bottom. You would think as big as Santa Cruz harbor is, that they would have a boat capable of putting water on a fire???
DBH