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Some policies double the deductible in a named storm
Mine doesn't
 
quote:

Originally posted by CurrentSea

Some policies double the deductible in a named storm
Mine doesn't



ah, gotcha... They left that line blank in my quote, & I sorta assume that it may not apply to the great lake area, but I'll be sure to ask about it. Thanks
 
Yeah, I know when Sandy made landfall it did some damage up in that area. Not sure if name was dropped or not after it got on land. Could be a coastal thing.
 
yea, other than the coastal areas we got hit the hardest here in our area..

There are still a lot of boats sitting on the bottom they have yet to bring up.. Edgewater marina was hit w/60+ mph winds & 20' waves in addition to the ~6' storm surge, that came in over the marina break wall.

The docks sank & pulled the boats down with them.. :(
 
Lake Erie’s below-average water level spared much of Ohio’s Lake Erie coast in late October from receiving extensive damage due to Superstorm Sandy. Preliminary estimates show millions of dollars worth of infrastructure and boat losses occurred. The hardest hit areas were in Cuyahoga County, including the Cleveland Lakefront State Park sites of Edgewater and East 55th Street marinas.
Superstorm-Sandy.jpg

At Edgewater Marina, docks and other infrastructure were destroyed. A total of 29 boats sank and more than 50 boats were extensively damaged. Insurance adjusters are still assessing whether or not the damaged boats are salvageable. It is estimated that 75 percent were beyond repair.

At East 55th Street Marina, the caissons that provide fishing access around the perimeter of the site were damaged, areas along the shore were scoured and large rocks were thrown into parking lots. Officials are still determining what repairs will be needed to the shoreline infrastructure. Other sites that received extensive damage include Whiskey Island Marina in Cleveland, and the Emerald Necklace and Rocky River marinas which are along the Rocky River.

Division of Watercraft officers, managers, and investigators spent approximately 110 hours assisting with damage assessment, documentation, and recovery issues. They also assisted the Division of Parks and Recreation with security issues for the first few weeks after the storm passed.

For the hardest hit areas, the ODNR Office of Coastal Management worked with the Division of Parks and Recreation and the Alliance for the Great Lakes’ Adopt-a-Beach™ Program (http://www.greatlakes.org) to organize cleanup events which were held on Nov. 10 at eight public access sites. More than 120 people volunteered a total of 343 hours of time and collected approximately 6,600 pounds of debris.

During and after the storm, Office of Coastal Management staff were also in contact with each coastal county’s emergency management agency and many coastal communities to monitor erosion issues, shore structure damage, and debris washing ashore. Property owners who experienced damage or erosion are encouraged to contact the Office of Coastal Management at 419-626-7980 to schedule a free consultation with a coastal engineer to discuss potential solutions.

While the final price tag is yet unknown, the department is working with multiple partners, such as marina operators, boat owners, insurance adjusters, and ODNR Divisions of Watercraft, Parks and Recreation, and the Office of Coastal Management, on an action plan to address the damage that Superstorm Sandy inflicted.

Reference Source:
http://www.ohiodnr.com/watercraft/buckeyeboater/tabid/2174/Default.aspx
 
Wow, I'm amazed at that price, about half of what I'm paying! A couple years ago I shopped around a bit but the couple places I called were similar in price to BOAT/US but coverage wasn't quite as good. BOAT/US warned in the latest 'Seaworthy' that rates are going up, I'll see how bad it is when I get my renewal and look around.
 
I shopped Boat US, there price was better than some. Then I went with a broker who specializes in "Marine Insurance". The first company he put me with stopped writing Marine policies a few years ago. Then he put me with ACE at a much lower premium. I called when I got the lower premium. He explained that a lot of his customers were with the company that stopped writing for boats so he shopped all the policies around together, and got a real favorable rate for all because of the volume he gave them all at once.
Not sure if it is true or not, but it sounded good and I like the lower prmiums.
Probably short lived though. I'm sure everyone in the region is going to get a big increase after the dust settles once they factor in all that they paid out for storm damaged boats.
 
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