Bruce, for a semi-displacement hull you are correct. The biggest difference in fuel burn between a semi-displacement trawler and a motor yacht will be whether it has twin or single diesels for obvious reasons. Once you switch to a true full displacement hull though obviously the game changes and over a certain hp there is no need to increase hp as it is a complete waste. I think the trawler world has a lot of hype and marketing- fast trawlers, etc. But a true low hp, single screw, sea kindly design hull, does indeed have a better fuel burn. The engines also last, or can, much longer if in continuous duty. A low hp, non turbo diesel with no electric nonsense is nothing more than a simple farm tractor and it will just go and go and go. Trawlers aren't just about fuel burn. We didn't switch to the pilothouse to go faster- it is more about the need for space and more room. We would have been very happy with a defever 49 or marine trader 50 but we didn't limit our search to just trawlers. If it were just my wife and I there is little doubt we would have kept our monk for a very, very long time- perfect boat for a couple.
P.S. ours are 220hp not 240. If you get over 130hp or so you will have a turbo engine- even the 165hp diesels typically have a turbo on them.