I was stuck on AC also, I ended up hiring a marine electrician who found it after going through a process of elimination.
He also had a DVM with about a 20 foot neg cord with a zinc half cell that was lowered about a foot into the water. He then took the pos side and placed it on my thru hulls, shafts, engine block, bond wire etc and measured. After checking the AC by shutting it all down , plus removing the cord from the Shore power Kiosk we still had voltage.
That told him to look at 12volt side. We then shut down the 12v stuff one at a time including main breaker and it was still there. So he began to take the neg cable off the batteries, it was then found.
I have since purchased a good DVM and the 20 foot or so Neg half cell cord and have made up a longer pos cord for doing my own testing. I probably test about every three months , just for the sake of it. I am stll paranoid I guess.
His bill was relatively cheap, 2 hours labor. I think I paid him less then 2 hundred bucks if I recall.
PS, I have heard of bilge pump wiring running direct to batteries can cause issues if water is left in bilge and a break in the wiring also.
Original reason for concern:
I could probably ratlle on for another 15 minutes on this because I was PO'd my diver was not checking things closer when I belly ached about my zincs eating up so fast.
I finally talked to him one on one and told him of my concerns to look closer at why my zincs were not lasting.
I think the damage you see to my prop took about 6 months or so. I believe I had around 2.5 volts at the time going thru my engine block and bond wire.
If you recall many of my posts have to do with the problems on my port motor.
Boost/gauge-Stop solonoid etc. Just possible it all started with the stray current?