in the process of buying a boat that will be used primarily in the Narragansett Bay and out to the Islands. Moved to RI 5 years ago. Previously boated in the Chesapeake, this will be my first time boating in the RI/CT/MA area. Hoping I never need a tow but want to be sure I am with the right company if I do. It looks like Boat US is $20 cheaper. Has anyone had any experience with either of these companies? Any strong opinions on which is better?