- Joined
- Mar 23, 2004
- RO Number
- 13060
- Messages
- 2,554
While the commentary here has been harsh, it is on the money when it comes to who has what responsibility.
The over-all boat survey that is required by your insurance company involves structural integrity and over-all condition of the vessel in general. They care about whether it is worth what they are insuring it for. If you paid for this, then you will have a report that was produced for you and that you had to give to your insurance company.
You hire someone to do an engine survey separately for your own benefit as the insurance company does not care. However, even the most thorough of engine surveys will not uncover all engine problems but hopefully will make you aware of the obvious ones. It is not a guarantee.
In both cases where I have done a survey, my surveyor offered to provide the mechanic as an additional service or was prepared to recommend someone if I did not already have one.
IMO, the bottom line answer to your question from what little information you have provided, is that you really have no recourse unless you have a guarantee in writing. Like anything else, this is "let the buyer beware".
The over-all boat survey that is required by your insurance company involves structural integrity and over-all condition of the vessel in general. They care about whether it is worth what they are insuring it for. If you paid for this, then you will have a report that was produced for you and that you had to give to your insurance company.
You hire someone to do an engine survey separately for your own benefit as the insurance company does not care. However, even the most thorough of engine surveys will not uncover all engine problems but hopefully will make you aware of the obvious ones. It is not a guarantee.
In both cases where I have done a survey, my surveyor offered to provide the mechanic as an additional service or was prepared to recommend someone if I did not already have one.
IMO, the bottom line answer to your question from what little information you have provided, is that you really have no recourse unless you have a guarantee in writing. Like anything else, this is "let the buyer beware".