Don, I agree with your rates, but one has nothing to do with the other. Yeah, homeowners should be educated, their house isnt moving (unless a motor home).
In my opinion operating a boat is much more difficult then operating a car. Infact, operating a boat, HELPS tremendously in your ability to operate a car.
Yes, people should be educated, but at the same time, there is a road test for a vehicle, then there should be a road test for a boat.
Anyone with money can go out buy a boat, run it having NO idea what they are doing and think that everyone else is at fault.
Heeeellllooooo, wake up and smell the F-ing coffee..No water test for boaters is the dumbest thing going, almost dumber then the whacko "leading" this country....